Morgan Insurance Brokers: The Best Insurance Broker Brisbane Has to Offer
Your Trusted Insurance Partner in Brisbane
Why Morgan Insurance Brokers Are Brisbane’s Top Choice
1. Independent, Unbiased Advice
2. Local Expertise That Matters
3. Tailored Coverage for Every Need
4. Personalised, Ongoing Service
Comprehensive Range of Insurance Services
Business Insurance
Their expertise covers:
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Public Liability Insurance
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Professional Indemnity
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Business Interruption Insurance
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Property & Equipment Cover
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Commercial Vehicle and Fleet Insurance
Personal Insurance
Morgan Insurance Brokers offers:
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Home & Contents Insurance
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Motor Vehicle Insurance
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Travel Insurance
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Life and Income Protection
Specialty Insurance
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Construction & Trades Insurance
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Hospitality & Retail Insurance
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Cyber Risk & Data Protection Policies
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Marine & Transport Insurance
The Morgan Difference: What Makes Them the Best Insurance Broker in Brisbane
Responsive communication
Transparent pricing
Friendly, experienced brokers
Proactive support
“Morgan Insurance Brokers went above and beyond to find the perfect business insurance package for us. Their knowledge and service are unmatched!”
— David P., Brisbane Business Owner
“They explained everything in plain language and saved me hundreds on my home insurance. I wouldn’t go anywhere else.”
— Samantha L., New Farm Resident
How to Get Started with Morgan Insurance Brokers
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Request a Consultation – Discuss your needs with a qualified broker.
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Receive Tailored Recommendations – Explore options across multiple insurers.
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Get Covered – Enjoy peace of mind knowing you’re properly protected.
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Ongoing Support – They’ll continue to monitor and review your policy over time.
Product Liability vs. Public Liability: An Essential Guide for Australian Businesses
Regardless of the industry you operate in, as an Australian business owner, you must effectively navigate operational and legal risks daily. From workplace incidents to defective products, no company is immune.
Both public and product liability insurance cover claims made by third parties; that means customers, suppliers, or even someone just walking past your site. But they cover different types of risks. Therefore, understanding those differences could be the thing that saves your business from serious financial strain.
Navigating Business Risks in Australia
Australia’s business environment is full of opportunity, but it’s also full of regulations and compliance requirements. A single accident, a customer tripping over a loose cord in your store, a faulty component in a machine you’ve sold, or a contractor being injured on-site, can quickly lead to expensive claims.
A couple of key stats that highlight the influence of liability insurance for Australian businesses include:
- Australia has around 86 million general insurance policies in force, underscoring just how common and essential insurance is for managing business risks.
- The general liability insurance market is growing, with gross written premiums expected to reach US$7.05 billion by the end of 2025. This is largely due to businesses becoming more aware of liability risks.
- Liability insurance premiums are becoming more competitive, with many policies experiencing flat or reduced renewal costs. However, businesses with a history of adverse claims may still face higher premiums.
Hence, liability insurance isn’t a luxury. It’s part of the foundation that keeps your operation secure when the unexpected happens. The trick is knowing what kind of protection you actually need.
What Is Public Liability Insurance?
Public liability insurance covers your business when someone else suffers injury or property damage because of your work. It’s there to handle the legal and compensation costs if, say, a customer slips on a wet floor, or a contractor gets hurt because of your equipment.
It applies to incidents that happen in public areas, from your worksite, your office, a client’s premises, or anywhere you’re operating. Most public liability policies in Australia cover:
- Injury to a third party caused by your business activities.
- Damage to someone else’s property due to your operations.
- Legal costs if someone decides to sue.
It doesn’t matter whether the incident is your fault or not; what matters is that it happened in connection with your business. If you run a restaurant, it’s the customer who burns themselves on spilled coffee. If you’re a tradie, it’s a neighbour’s fence that gets damaged when the skip bin’s delivered. Without public liability cover, even a minor claim can rack up thousands in legal and repair costs.
What Is Product Liability Insurance?
On the other hand, product liability insurance is all about protecting your business from claims related to the products you make, sell, or supply.
If a product you’ve provided causes injury, illness, or property damage, you can be held responsible, even if you didn’t manufacture it yourself. In Australia, the law says that anyone in the supply chain can be liable. That means wholesalers, importers, retailers, and distributors all share some of the risk. Some examples include:
- A power tool you’ve sold malfunctions and injures a customer.
- A batch of food products you’ve distributed causes food poisoning.
- A children’s toy breaks apart, creating a choking hazard.
The point is, once your product leaves your hands, you can’t control what happens to it, but you can control how well you’re protected.
Key Differences Between Public and Product Liability Insurance
At a glance, both policies deal with claims made by others against your business. However, think of them like this: public liability covers incidents that happen around your business, and product liability covers incidents that occur after your products leave your hands.
- Public liability applies when something goes wrong during the course of your work, for example, a client slips on-site or you accidentally damage a wall during a fit-out.
- Product liability applies when a product you’ve made or supplied causes harm or damage at a later stage.
In many industries, especially construction, manufacturing, or retail, both policies overlap. You might not even notice where one stops and the other starts, and that’s exactly why most insurers bundle them together.
Do You Need Both? Assessing Your Business Needs
Most of the time, yes. Most Australian businesses should have both.
If you deal directly with the public, customers walking through your doors, tradies visiting job sites, delivery drivers dropping off stock, public liability is a must. If you sell, manufacture, or distribute any kind of product, even if it’s a small part or accessory, you’ll need product liability too.
Here’s the thing: liability claims don’t just target big corporations. They hit small businesses the hardest. Hence, the cost of these policies is minimal compared to what you stand to lose if something goes wrong.
How Morgan Insurance Brokers Can Help
At Morgan Insurance Brokers, we work with businesses across Australia to identify the exact risks they face, whether that’s heavy machinery on-site, product distribution, or client interactions, and tailor coverage that fits their needs.
Our team takes the time to gain a thorough understanding of your daily operations, the services you provide, and the products you handle. If you are uncertain whether your current insurance offers comprehensive coverage, or if you are beginning to evaluate your options, we encourage you to contact us today.
Because in business, smart coverage today keeps you running tomorrow.
Is Income Protection Insurance Tax Deductible in Australia?
Most of us don’t think too much about what happens if you’re suddenly unable to work. But if you rely on your income to pay rent, keep food on the table, and look after your family, it’s something worth considering before it’s too late. That’s where income protection insurance plays a pivotal role. And yes, in many cases, you can claim it as a tax deduction in Australia.
What is Income Protection Insurance?
In essence, income protection insurance is a type of policy that, in the event you’re unable to work due to injury or prolonged illness, will help cover core living expenses such as rent, mortgage, bills, groceries, and education fees during the period in which your earnings are interrupted by health issues.
The policy typically works by paying out a monthly benefit of up to 70%–90% of your pre-tax income (subject to limits), starting after a waiting period (typically 14 to 90 days) and continuing for a set benefit period, such as two years, five years, or up to the age of 65.
Generally, income protection insurance is important for those who rely on their work to pay for living expenses, i.e., sole earners, self-employed individuals, small business owners, or those with debts and dependents.
For more information on income protection insurance, check our other blogs.
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- Why You Shouldn’t Wait Until You’re Sick or Injured to Get Income Protection Insurance
- How to Ensure Your Loved Ones Are Protected with Income Protection Insurance
- How to Claim on Your Income Protection Insurance: A Step-by-Step Guide
- How to Supplement Your Income with Income Protection Insurance During Recovery
- What is Income Protection Insurance and Why Is It Essential for Your Financial Security?
- How Income Protection Insurance Works for Employees Vs Freelancers
- …and more
Is Income Protection Insurance Tax Deductible in Australia?
Generally, yes, but a few exclusions apply. If the policy is taken out personally to protect your salary or wage income, and you pay the premiums yourself (not via your superannuation), you can claim the cost of the premiums as a work-related expense on your tax return. However, it’s only for the portion that covers income protection (not for any bundled life or trauma insurance).
For example, say your total premium is $180 per month, and of that, $60 relates to income protection cover. In this case, you would only be able to claim a deduction for the $60 portion, not the full $180.
As a general rule of thumb, it’s important to compare different income protection policies to make sure your pre-tax income sufficiently covers you if you’re hit with an unexpected injury or illness.
How Tax Deductions Work for Income Protection Insurance
When you claim the premiums as a deduction, it reduces your taxable income, meaning you might pay less tax overall. But here’s what’s important to know:
- Payments you receive from the policy (the monthly benefit) are considered taxable income. So, while the premiums are deductible, the payouts themselves aren’t tax-free.
- If your policy is through your super fund, it’s a bit different. You can’t personally claim those premiums as a tax deduction. The super fund does it on your behalf. But that means you also won’t be able to claim them again on your personal tax return.
As always, please consult with an insurance broker or the ATO to validate your eligibility and accurately calculate your claim.
Common Misconceptions
A few myths tend to float around about income protection and tax deductions. Let’s clear up a few of the big ones:
- Myth: You can claim any insurance policy that protects your income.
Fact: Not true. Only income protection premiums are deductible, not policies like trauma, life, or TPD (total and permanent disability) insurance.
- Myth: If it's in your super, you can claim it personally.
Fact: Nope. Super funds may claim it internally, but you can’t list it on your own return.
- Myth: It’s not worth it if you’ve got savings.
Fact: Maybe, maybe not. Think about how long those savings would last if you had no income for six months or more. Most people find that income protection buys them peace of mind.
Why Getting Professional Advice Matters
Income protection insurance might not always be front of your mind when considering insurance policies to invest in, but it’s one of those things that can make a world of difference when life blindsides you.
And if you can also claim a tax deduction on top of that? Even better. Just remember:
- If you personally pay for the policy to protect your income, it’s likely tax-deductible.
- If it’s through your super, it’s not.
- And if it’s bundled with other cover, only the income protection portion counts.
Before tax time rolls around, make sure you’ve got the numbers right, and don’t hesitate to get advice from a professional. Because at the end of the day, the goal’s simple: to keep money coming in when you can’t work.
If you need assistance in finding the right coverage for your needs, do not hesitate to reach out to our team of insurance brokers at Morgan Insurance Brokers. We’re dedicated to ensuring your financial safety and stability. Contact us today.
The Importance of Income Protection Insurance for Business Owners and Entrepreneurs
Running a business is hard enough when you’re fit and healthy, let alone when life happens and you’re left battling a serious injury or illness. At Morgan Insurance Brokers, we understand how important and complex your investments are. For business owners and entrepreneurs, personal and business finances are blurred into one. That is why protecting your finances is more important than ever. Suddenly, you’re not just facing personal financial regression, but you’re putting your business at risk, too.
Income Protection Insurance is your backup plan, so you can protect your business, even whilst you’re in recovery. Anyone who runs a business rarely has time to stop. But when there’s no choice, you need to be sure that your business can float without you. Morgan Insurance Brokers can help you get started. Reach out to our team of professionals today for expert advice.
Why do I need Income Protection Insurance as a Business Owner or Entrepreneur?
Income protection insurance is particularly vital for business owners and entrepreneurs because of the complexities involved in running a business. There are multiple aspects to consider, like business expenses, personal finances and tax responsibilities. You don’t want your business to be impacted by your circumstances, so how do you protect your assets with income protection insurance?
- Business Expenses: Some income protection policies offer additional support for business owners, which is known as Business Expenses Insurance. This allows your coverage to cover your business’s costs whilst you’re unable to work. This can include your business’s rent/mortgage, leasing costs for equipment and employee salaries. Don’t let your business suffer.
- Personal Support: As income protection insurance typically covers 70-90% of your standard income, you can keep up with your essential costs (i.e rent, bills, groceries) without having to blur the lines between your business’s finances. We know just how combined personal and business finances can become, but when you’re at your lowest, you need the reliability and clarity that your insurance can give you.
- Tax: Opting for Income Protection Insurance is tax-deductible for business owners, as it is considered a cost related to earning your income. So, protecting your livelihood can be beneficial at the end of the financial year when you’re considering your business costs.
- Priceless Peace of Mind: To ensure a speedy recovery that allows you to get back on your feet in no time, income protection insurance gives you the peace of mind that you need. In the long term, if you’re able to completely relax with the comfort that your business’s needs are taken care of, you can focus on recovery and treatment.
Getting Started: Income Protection Insurance Breakdown
Finding the right income protection insurance policy for you starts by considering your circumstances (age, health and wealth) to determine how much you’ll realistically need your policy to cover. For instance, if you have a mortgage, car payments and regular bills to consider, you’ll want to factor this into your policy. With factors such as benefit periods, it’s important to consider the likelihood of you falling injured or ill, so you can estimate how long it will take you to get back on your feet and, therefore, require payments to be made over a longer period. Typical cover can range from two years, five years or up to the age of 65. For waiting periods, which can vary from 30,60 or 90 days, you should understand how long you’ll be able to support yourself when your income stops, before your payments kick in.
Income protection insurance is generally more expensive for individuals at a higher risk of needing to claim. For example, older individuals or those in high-risk occupations (construction). So, don’t wait too long to explore your options, as it may make all the difference when you’re looking at the cost of protecting your future.
To protect your business’s continuity, you can make calculated decisions regarding your policy that ensure everything runs smoothly while you recover. There’s a lot to factor in. If you’re not sure where to start, contact our team at Morgan Insurance Brokers today for more tailored advice on your circumstances.
Business as Usual with Morgan Insurance Brokers
Start today, for tomorrow. At Morgan Insurance Brokers, we’re dedicated to providing you with expert advice so you can secure the best policy for you and your business. As a highly reputable brokerage, you can trust us to point you in the right direction.
Contact us today to find out more.
Insuring a Block of Units in Australia: What You Need to Know
In this blog, we’ll explore:
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Why block-of-units insurance is harder to secure today
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The risks of inadequate coverage
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How Morgan Insurance Brokers approach can provide a better solution
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Practical advice for landlords, especially self-managed ones
Why Major Insurers Are Withdrawing or Restricting Coverage
Rising risk, increasing losses, and underwriting pressure
Australia has seen a rise in extreme weather events, inflation in rebuilding costs, supply chain pressures and growing claims severity. The insurance industry has responded by tightening underwriting and reassessing which property risks are sustainable to insure.
Because blocks of units represent aggregated risk (a single event such as a fire, storm, water damage etc, can affect multiple tenancies at once), insurers are more cautious. In some cases, insurers may decline to quote new policies or withdraw from offering cover altogether.
Anecdotal reports of insurers opting out of block insurance
In property forums and discussions, some landlords have reported that insurers like NRMA and RACQ have ceased insuring blocks of units owned by single owners (i.e. non-strata blocks). For example:
“We’ve just found out that NRMA will no longer insure blocks of units that are owned by a single owner and that aren’t strata-ed. … It looks like slim pickings for insurers who insure this type of property.” (PropertyChat)
While such reports are not always publicly confirmed by the insurer, they reflect a reality: for certain high-risk or complicated multi-unit configurations, insureds are seeing fewer options.
Insurers dropping some product lines
In broader insurance markets, some insurers have publicly announced that they will no longer offer certain personal lines (e.g. home, landlord) for new business.
So, for many owners of blocks of units, especially non-strata blocks, finding an insurer willing to quote can be challenging. That’s where a broker with access to specialist markets becomes crucial.
The Risks of Being Underinsured or Uninsured
If your block of units is not properly insured, you could face:
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Rebuilding or repair costs after fire, storm, water damage, etc., which can run into the hundreds of thousands (or more)
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Loss of rental income if the property becomes uninhabitable during repair
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Liability claims (slip/trip, injury on premises)
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Tenant damage or malicious damage (if tenants or their visitors damage common walls, structures, or interiors)
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Rent default or non-payment risks if tenants stop paying during repair works or due to insurance issues
Given that insurers are less eager to cover multi-unit risks, going without appropriate coverage—or settling for narrow or inadequate cover—can leave you severely exposed.
Morgan Insurance’s Solution: One Policy, Flexible Options
Morgan Insurance Brokers offers a model tailored to block-of-units owners that addresses many of the pitfalls in today’s market.
1. One comprehensive policy covering multiple risks
Instead of patching together separate policies (building, landlord, public liability etc.), Morgan Insurance Brokers can source a single policy that can incorporate:
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Building / structural cover
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Landlord cover (for tenant-related risks)
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Public liability
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Optional covers (loss of rent, tenant damage, rent default, etc.)
2. Competitive pricing via broad panel access
Because Morgan can access a panel of insurers, it can shop the risk across multiple underwriters, negotiate terms, and offer clients competitive pricing even in a tough underwriting environment.
3. Optional landlord covers
One valuable feature is that optional landlord covers are not mandatory. The policy can be tailored to remove some landlord related extras if you prefer (to reduce premium.
For example, you might choose not to include rent default or theft-by-tenant coverage if you believe your tenants are low risk, or wish to reserve that cover for only certain units, but you retain the flexibility to include them if needed.
4. Claims handling by Morgan Insurance Brokers
Having a broker manage claims can make a big difference during a stressful event. Morgan offers to take on claims handling responsibilities, helping with documentation, liaising with insurers, and advocating for a fair outcome.
5. Emphasis on solid supporting documentation
Morgan underscores the importance of:
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Having formal rental/tenancy agreements in place (so tenant-based claims like rent default or damage are valid)
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Inspection reports (especially for self-managed blocks) to document condition, pre-existing damage, maintenance issues, etc.
These pieces of documentation strengthen any claim and reduce insurer pushback.
Tips for Landlords (Especially Self-Managed Blocks)
Here are some practical tips to protect yourself and your investment:
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Use legally sound tenancy agreements
Ensure they clearly set out tenant obligations, damage responsibilities, and allow for entry/inspection rights. This is especially critical if you rely on rent default, tenant damage or malicious damage covers. -
Perform regular inspections and document them
Carry out periodic inspections (with photos, condition reports) so you have an evidentiary trail of property condition. This helps in claims disputes, or where damage is alleged. -
Engage professionals for valuation and rebuilding cost estimation
Rebuilding a block of units is a complex exercise; use qualified valuers, architects or quantity surveyors to estimate appropriate sums insured. -
Be selective with optional covers
Do you need rent default, theft by tenant, loss of rent, or accidental damage by tenant? Weigh the incremental premium cost vs risk. If your tenants are stable and you have strong screening, you might choose to forgo some optional covers — but only if you're willing to assume that risk. -
Maintain good maintenance & risk mitigation practices
Keep gutters cleaned, check plumbing, mitigate water ingress, maintain fire systems and safe access. Insurers often scrutinise upkeep in claims. -
Review your policy annually
As repair costs, materials or risks shift, make sure your sums insured and covers remain adequate.
Why Our Approach Stands Out
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Access to multiple insurers means you aren’t dependent on a single underwriter who may opt out of block-of-units risks
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Package structure avoids coverage gaps or overlaps
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Flexibility in optional landlord covers helps manage cost vs risk
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Broker-managed claims provides support and advocacy when you need it most
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Emphasis on documentation (agreements, inspections) increases claim defensibility
In a market where some major insurers are retreating from landlord or home lines (or excluding certain risks), having a broker partner with a wide panel and specialist block-of-units capability is a strong advantage.
Conclusion
If you own or manage a block of units in Australia, particularly a non-strata block, you’re operating in a more constrained insurance environment today. Many general insurers are reevaluating their exposure to multi-unit risks, making coverage harder and more expensive to obtain.
That’s why a broker model like Morgan Insurance Brokers, which consolidates multiple covers into one policy and leverages multiple insurer relationships, can make a real difference. You gain competitive pricing, flexibility to tailor landlord options, and claims support, without needing to juggle separate building and landlord policies yourself.
Why You Shouldn't Wait Until You're Sick or Injured to Get Income Protection Insurance
How much of a heads-up do you get before an illness or injury strikes? That’s why you need Income Protection Insurance for today, not tomorrow. You can’t predict when you need to claim your insurance, but you can be ready for it.
Your Income Protection Insurance is a financial cushion that should be in place before you need to claim it to ensure that you are effectively protected. You may be thinking, Why would I need coverage for something I don’t need to claim yet? The truth is, it is easier to believe that you can protect yourself and consider your options after an unexpected event occurs, but in the event of your illness or injury, it will be the last thing you want to do. We have options for you today, so don’t wait until it’s too late, as this may complicate your Insurance claim for several reasons.
Too Little, Too Late
Income Protection Insurance acts as a safety net to support you with any unprecedented events that may leave you financially vulnerable. Getting insured before you require the support means you will have access to lower-cost premiums and be eligible for wider cover. Pre-existing health conditions are subject to higher costs and may be excluded from your insurance coverage. Therefore, applying once you’re already ill or injured may affect the financial support that you’re eligible for. You may be risking having less of your income covered, which is the last thing you need when you’re trying to recover.
An estimated 31% of Australians currently have Income Protection Insurance, meaning that it is all too common for individuals to find themselves seeking cover after the fact. Our team of dedicated professionals at Morgan Insurance Brokers can tailor your coverage to your needs and provide you with professional advice to ensure you make the right decision for the safety of your livelihood.
Don’t Fall Behind on Payments
If you already have Income Protection Insurance in place, it is easier and quicker to claim. Getting protected beforehand means you have the appropriate time and capability to choose the most suitable waiting period. Waiting periods can be 30, 60 or 90 days and refer to the time required to wait until you can receive your insurance benefits.
Income Protection Insurance claims are generally approved within two months of the insurer receiving all the relevant information required to raise the case (if there are no further delays). After its approval, your waiting period terms will help you to understand when you can receive the first payment. By waiting until you ‘need’ your Income Protection Insurance to get covered, you are delaying this timeline further.
Whilst you are absent from work with your illness or injury, you may need to cover rent, utility bills or groceries. Getting insured earlier means that your repayments can be made to you after approval is made and your waiting period has been covered. Don’t fall behind on your payments; get insured before it’s too late.
Focus on Recovery
One of the most important factors to consider is your peace of mind. By having your Income Protection Insurance cover in place before you are in a position to claim it, you ensure your financial stability. There is nothing worse than falling ill or getting injured, and having to worry about how life will go on whilst you recover. Take this pressure off your shoulders by taking the necessary measures today.
The best thing you can do for yourself is focus on recovery. With Income Protection Insurance, you can rest assured that should you need to be absent from work and qualify to claim your cover, you will be financially protected.
Speak to our team today to understand how you can be confident that if life happens, you can afford the privilege of treatment and recovery.
Get Started with Morgan Insurance Brokers
If you’re not sure where to start or what coverage you need, you’ve come to the right place. You can get a quote from us today. Our team of expert professionals can advise you on the ideal coverage for your circumstances and ensure you understand how you will be protected.
We’re dedicated to ensuring your financial safety and stability. Start with us today.
How to Ensure Your Loved Ones Are Protected with Income Protection Insurance
When you have a family, protecting them is your every thought. There’s nothing scarier than imagining a scenario where you’re unable to provide for them financially, and the repercussions that could have. Don’t spiral. With Morgan Insurance Brokers by your side, you can choose an Income Protection Insurance policy that gives you and your family peace of mind.
Don’t wait for tomorrow to find out what happens if you come down with a severe flu that leaves you unable to work. Income Protection Insurance covers more than just your income. You can make smart decisions today that protect your family and livelihood. How does your cover extend to support your loved ones? Let’s break it down.
When would I need Income Protection Insurance?
Income Protection Insurance is your safety net when you can’t work due to an illness or injury. It usually pays around 70-90% of your regular income, so you can afford to recover and simultaneously cover essentials, like rent, bills and groceries. A common misconception is that you only need Income Protection Insurance for terminal illnesses, but this isn’t true and protecting yourself ahead of time is the only way to have your own back, as you can’t get income protection insurance once you’re injured or already suffering from an illness. So, when can income protection insurance help you?
- Cancer
- Mental Health Conditions
- Broken bones/ joint issues
- Vehicle Accidents
- Heart attack/ Stroke
You never know when it could be you. Having the right income protection insurance coverage for your needs is a safe way to protect your family and their well-being in the event of the worst happening. If you’re unprepared, you face having to cover essential (and other) costs out of your pocket, which can set you back financially, especially if your recovery time is unclear.
How does Income Protection Insurance help my family?
Providing for your family encompasses more than just financial support; it’s about being there for them physically and emotionally, too. This is best done when you’re fit and healthy. As Income Protection Insurance is decided based on your scenario and requirements, you can tailor your cover to ensure it covers exactly how much you need for you and your family to survive. If you’re the primary owner, being protected by Income Protection Insurance means you can feed your family and keep the house warm while you recover. Recovery should be your focus, and you don’t want to add any additional pressure by worrying about where your next paycheck will come from. When you’re suffering from an illness or injury, it’s likely to add pressure to your family in any case. So, financial certainty is the one thing you can guarantee and be in control of, with income protection insurance.
One way you can tailor your coverage to suit your requirements is through waiting and benefit periods. Waiting periods suggest the time you’ll need to wait before your payments can begin once you’ve been approved for a claim. You should consider how long you’ll be able to support yourself financially to determine a suitable waiting period for you and your family. Benefit periods are how long your payments will continue if you’re ill or injured, so understanding how likely you are to be out of work for a longer period is essential. By making informed decisions on both of these factors, you can get the most out of your income protection insurance and ensure you’re covered immediately and adequately.
For your loved ones, seeing you back on track is their priority. With income protection insurance, there are hidden benefits, such as rehabilitation support. Get back on your feet quicker when you access the support on offer, so your family can expect you back to normal in no time. There’s no price on peace of mind. Get covered today with Morgan Insurance Brokers, for you and your family’s sake.
More Than Just Insurance
At Morgan Insurance Brokers, we’re dedicated to providing you with tailored advice that ensures you benefit from your income protection insurance. We understand how important financial security is, especially when it comes to family. We won’t leave you in it alone. We provide continued support when you make a claim, so you know exactly what you need to do.
Contact us today for more information.







