Insurance For Car Washes

Insurance For Car Washes

Insurance For Car Washes

Insurance For Car Washes

car wash insurance broker

Why Public Liability Matters for A Car Wash

When moving vehicles around the car wash, incidents with employees could see your clients vehicles damaged.

Any damage to a client’s vehicle could incur significant repair costs, especially if the vehicle is a prestige vehicle with replacement parts being more expensive.

A tailored Public Liability Insurance can protect you from damages and the costs associated to repair such damages that are caused by your employees such as:

  • Scratches
  • Marks
  • Dents
  • Tire Damage
  • Damage to the interior from cleaning products

Engaging Morgan Insurance Brokers as your preferred Broker means that you can trade with peace of mind that your insurances will protect you from accidents and any unforeseen events.

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What Does Public Liability Insurance Cover?

Public Liability Insurance can protect Car Washes from third party injury claims (slips & falls) and third party property damage claims (damage to customer's vehicles) that are brought against them for their actual or alleged negligence.

Damages to your clients vehicles

The major exposure for a car wash is that your clients vehicles are damaged whilst in your control. The correct Public Liability Insurance policy can extend to cover the costs of those damages.

Slip & Falls

Public Liability can protect you from claims brought against you from injuries that are sustained at your car wash. Slippery and wet surfaces increases the risks of injury.

What other insurances should a Car Wash consider?

Apart from Public Liability Insurance, a Car Wash could consider a few other insurance policies that can protect their business

  • Property Damage Cover - damage to contents, fitout and stock (Fire, Flood, Water Damage, Storm, Impact damage from vehicles)
  • Theft Cover - of clients vehicles but of also contents items inside the office area
  • Machinery & Electronic Breakdown - the costs to repair and or replace items that breakdown
  • Business Interruption Costs - Covers the operating costs if you were unable to trade from your fixed address. Can replace your turnover until you're back to pre-loss profit levels.
  • Cyber Insurance - all businesses, big or small have a risk to protect their IT systems and their customers data.

How Morgan Insurance Brokers can help

Morgan Insurance Brokers are fimiliar with the risks that Car Washes are exposed to and can provide insurance solutions that can protect them from the financial burden that unforeseen mistakes that happen in business.

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