Plate Glass Insurance

Plate Glass Insurance

What Is Plate Glass Insurance?

Plate Glass Insurance is a section under a Business Insurance Package where you have the option to insure for Internal & External Glass Covers. This cover standardly allows for up to $10,000 per claim. Signage is also included in this cover automatically.

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How Much Does Glass Insurance Cost?

Glass Insurance is a very cheap cover to have that can protect you for up to $10,000 worth of damaged glass; internal or external of your business.

The premium usually ranges from $150 to $400 a year.

If you insure your Glass cover as part of a larger business package policy, you could find that the cost to add Glass Insurance is cheaper than having Glass Insurance by itself.

Internal Glass

Glass, or plastic material used as Glass in internal
partitions, windows and doors, Glass in counters,
Glass forming shelves, interior showcases, fixed mirrors, frames of showcases, display cabinets and counters.

External Glass

Glass or plastic material used as Glass fixed in external windows, doors, showcases or skylights forming part of the building, and any ceramic tiled shop fronts.

Is Glass Insurance Mandatory?

Glass Insurance is not mandatory but if you are signing a commercial lease, it will state that as part of your lease agreement you will need to insure for Public Liability of $20,000,000, Plate Glass, and also your contents, stock and fitout. In some occassions, you may also have to insure for Business Interruption too.

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What's Covered


Accidental Damage


Storm & Weather Events

How Morgan Insurance Brokers can help

Morgan Insurance Brokers can obtain Glass Insurance by itself, or part of a business package insurance policy where we insure your contents, stock, fitout, Public Liability etc.

We have a large number of approved Australian Insurers we can obtain cover for you on your behalf.

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Plate Glass Insurance Broker

More Questions Answered

All of your questions answered about Glass Insurance

If any damage to your glass has occured, we recommend repairing the glass as soon as possible rather than waiting for the insurance company to alocate a repairer.

An excess has to be paid for any glass claim and glass repairs that are conducted.

Glass Insurance can cover accidental breakage of glass.

Usually, the insurer will have a glass repairer that they have partnered with. However, you are also abl to use your own repairer.

It is common that the insurance companies will request photos of the broken glass as part of your glass claim.

Glass Insurance is not automatically included. It needs to be selected as part of a larger business package.