Plate Glass Insurance Australia
Protect your business glass from $150/yr from vandalism, accidental damage, storm & impact covered.
What is plate glass insurance?
Plate glass insurance is a section under a business insurance package where you can insure for internal and external glass. Cover is standardly full replacement value per claim — and signage is automatically included.
If you're signing a commercial lease in Australia, your landlord will typically require you to hold plate glass insurance as part of your lease obligations, alongside public liability and contents cover.
How much does glass insurance cost?
Glass insurance is one of the most affordable covers available for businesses — and one of the most overlooked. A single glass replacement can cost thousands, but your annual premium is a fraction of that.
Adding glass cover as part of a broader business package policy is often cheaper than taking it out standalone — we'll find the best option for your situation.
Covers glass or plastic material used as glass in internal partitions, windows and doors, counters, shelves, interior showcases, fixed mirrors, frames of showcases, display cabinets and counters — everything inside your premises.
Covers glass or plastic material fixed in external windows, doors, showcases or skylights forming part of the building — including ceramic tiled shop fronts. Protects your street-facing shopfront and exterior glazing.
Plate glass insurance coverage explained
If your shop front, display window, or internal glass is deliberately damaged or defaced, your policy covers the cost of repair or replacement — including any associated signage or framing that was damaged at the same time.
Accidents happen — a customer backs into a glass partition, a delivery goes wrong, or something falls and shatters a display case. Accidental glass breakage is covered for both internal and external glass across your premises.
Covers glass broken as a result of an impact event — a vehicle striking your shopfront, a projectile hitting a window, or any sudden physical force. This is particularly relevant for businesses located on busy roads or car parks.
Hail, strong winds, and storm debris can cause serious damage to external glass and shopfronts. This cover ensures your business can get back up and running quickly after a weather event without carrying the full cost of replacement.
Not just glass — we're your complete insurance broker
Plate glass is just one part of what we do. We help businesses and individuals across Australia find the right cover- from business package insurance policies and public liability, through to personal insurance and income protection insurance. One broker, every type of cover.
More Questions Answered
All of your questions answered about Glass Insurance
If any damage to your glass has occured, we recommend repairing the glass as soon as possible rather than waiting for the insurance company to alocate a repairer.
An excess has to be paid for any glass claim and glass repairs that are conducted.
Glass Insurance can cover accidental breakage of glass.
Usually, the insurer will have a glass repairer that they have partnered with. However, you are also abl to use your own repairer.
It is common that the insurance companies will request photos of the broken glass as part of your glass claim.
Glass Insurance is not automatically included. It needs to be selected as part of a larger business package.
