Couriers Insurance

Couriers Insurance - What Insurances you need to protect your business

Couriers Insurance

Couriers Insurance - What Insurances you need to protect your business

Why Insurance Matters

Couriers Insurance is a cheap solution to what could be an expensive problem. The three major risks that a courier has is

  • Damaging third party property
  • A member of the public hurting themselves whilst you’re loading or unloading
  • Damage whilst in transit
  • Motor vehicle accidents

Morgan Insurance Brokers can assist you with providing you with cover that will protect your business.

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Public Liability & Products Liability Insurance

Public Liability Insurance for a courier is essential as the businesses that engage your services will request that you have this cover before you start work for them. It's also the best safeguard for your business to protect you from expensive legal fees if something were to go wrong during your deliveries.

Third Party Property Damage

An example for a third party property damage claim for a courier could be that they are unloading a parcel from their vehicle, and accidently drop it onto the nearby vehicle that was parked in close proximity. The damage and repair costs to this vehicle could be covered under your public liability insurance.

Third Party Injury

A personal injury claim example for a courier could be if you were delivering a heavy parcel, and when handing it to your customer, you accidently drop it onto their feet, causing injury. Another example could be that you leave a parcel in the way of the normal flow of traffic in a warehouse, resulting in a slip and fall from a third party,

Transit Insurance

Transit Insurance can protect your customers goods for the below circumstances

Business Insurance

Accident Cover

Business Insurance

Damage whilst in transit

Business Insurance

Fire, Perils & Malicious Damage

Business Insurance

Damage whilst in temporary storage

How Morgan Insurance Brokers can help your online business

Morgan Insurance Brokers have a large panel of insurers that offer comprehensive and competitive pricing for couriers. We know your risks, and we know how to provide tailored insurance solutions to mitigate these.

Contact us today!

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