Insurance For Tilers

Insurance for Tilers using a Qualified Insurance Broker

Insurance For Tilers

Insurance for Tilers using a Qualified Insurance Broker

Tools Insurance for Tradies

Why it matters

Public Liability Insurance for a tiler is one of the best things a tiler can do to protect their business. Working on a construction site, big or small, comes with large risks.

Below you will be able to read more on how using an experienced Insurance Broker for your Insurance such as Public Liability, will give you peace of mind to trade confidently in the future.

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What Does Public Liability Insurance Cover?

Public Liability Insurance is to pay for the legal costs that are incurred if a property damage, or personal injury claim was brought against you. Claims can be brought against you by your clients, members of the public, your subcontractors, and other contractors.

Third Party Property Damage

Property Damage claims can be brought against a tiler for damage to others property. For example, you’ve damaged the wooden flooring of your clients house in the course of your business. The costs to repair the floors if you were negligent could be covered under your insurance.

Third Party Personal Injury

Injury claims are very expensive. If you’re liable for an injury that happens onsite, your Public Liability Insurance can pay for the investigation, legal, defence and compensation costs if you are liable.

What's standardly excluded under a Public Liability Policy?

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Events that occur outside of your policy dates

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If your employees are injured

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Asbestos and Pollution Liability

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Tool Cover

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Deliberate Acts

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Contractual Liability Cover

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Is Public Liability Insurance Mandatory for a Tiler?

It is not mandatory for a tiling contractor or company to have Public Liability Insurance. However, many of your customers, or other contractors will likely ask to see your Certificate of Currency before you start work.

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Personal Accident & Illness Insurance

Why you should protect your income

Personal Accident and Illness Cover can protect your inccome if you were to be injured, or if you were unable to work due to a sickness.

Accident Cover

Illness Cover

Business Expenses

What's excluded under a Personal Accident & Illness Policy?

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Pre existing injuries

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Injuries that occurred before your policy start date

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Injuries that occurred whilst paying professional sports

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Individuals over 75

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Benefit periods longer than 2 years

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Criminal Acts/Alcohol/Drugs

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Mental illness

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Suicide

Tool Insurance

INSURANCE YOUR TOOLS - CHEAP & EASY

Tilers should consider Tool Insurance as it is a low cost insurance cover that will provide a large amount of peace of mind.

What's Covered

Accidental Damage

Collision whilst in transit

Theft

Fire, Flood, Storm

What's Excluded

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Theft In Open Air (unless requested)

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Electronic Breakdown

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Items over $2,500 (unless specified)

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Theft without forcible entry

Morgan Insurance Brokers can protect your Tiling Business

Morgan Insurance Brokers can approach a large panel of Approved Australian Insurers for your Public Liability & Tool Insurance. We can obtain over 10 quotes in an instant on your behalf.

We aren’t a comparison service, we are a full service Insurance Brokerage with the aim to protect your business from the risks you face in the construction industry with cost effective insurance solutions.

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