Florist Shop Insurance

Florist Business Insurance

NDT Insurance

Why it matters

Whether you are a wedding florist or a freelance florist you may be at risk of injury or damage to members of the public or their property as a result of their business activities. If a customer enters your store, and slip and fall over your furniture, or arrangement stands, they could sue you for injuries and the expenses incurred. For example, medical costs, time off work, and claims for compensation.

A brick-and-mortor business such as a florist also have physical risks that they should consider insuring, such as fire, theft, transit insurance, and interruption costs as a result.

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Public & Products Liability Insurance for Florists

Public Liability Insurance can provide financial protection for a florist whilst customers are in their store, whilst delivering the arrangements. Public Liability claims can be brought against Florists could be for injuries and the associated costs as a result of those injuries. Public Liability Insurance is inexpensive for the level of coverage it can afford.

Group 2775

Personal Injury & Property Damage

Product Liability

What does business insurance for Florists cover?

Florists have an array of risks due to their physical shop. Even if a florist retails primarily online, the risks will still be predominantly the same as stock will still need to be stored, and transported.

Group 2685

Property Damage

Business Insurance

Business interruption

Group 2700

Theft

Group 2701

Money

Business Insurance

Cyber Liability

Group 2710

Transit

Group 2712

Electronic Equipment Breakdown

Group 2715

Machinery breakdown

Business Insurance

General property

Group 2719

Tax audit

Group 2721

Employee Dishonesty

How Morgan Insurance Brokers can help a florist obtain the best insurance

It is important for the success and longevity of a florist business, that they understand, and carefully choose adequate and appropriate insurance that best suits the individual risks for their circumstances.

Insurance doesn’t need to be confusing, or overwhelming. Using an experienced Insurance Broker, such as Morgan Insurance Brokers can help a florist determine the right coverage for their business needs that will suit their budget.

Morgan Insurance Brokers also manage any claims, queries, or changes to your policy throughout the year, freeing up your time to continue with your business activities.

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Group 2832