Earthmoving & Excavation Insurance

Earthmoving & Excavation Insurance - Learn more about how Public Liability Insurance can protect your business

Earthmoving & Excavation Insurance

Earthmoving & Excavation Insurance - Learn more about how Public Liability Insurance can protect your business

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Why it matters

Earthmoving & Excavation Insurance is important as it will protect you from the financial implications if something were to go wrong during the course of your daily business activities. The major exposure in your industry, like any business in the construction industry, is injury to the public, injury to your employees, and damage to third party property.

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What Does Public Liability Insurance Cover?

Public Liability Insurance can protect your earthmoving and excavation business from the costs to defend your position if a personal injury or property damage damage claim is brought against you.

Injury to Others

Personal Injury

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Property Damage

Making a mistake that was not intentional

Vibration, Removal, Weakening of Supports

Risk Management

Property in Physical and Legal Control

What's standardly excluded under a Public Liability Policy?

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Pollution Liability & Asbestos Liability is standardly excluded

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Injuries to your employees

Group 2779

Damages caused by registered vehicles

Group 2779

Errors and Omissions

Group 2779

Contractual Liability

Personal Accident & Illness Insurance

Protect your income if you’re unable to work from accidents and illnesses that result in death, total or partial disablement.

Group 2775

Accident Cover

Weekly Benefit if you cannot work due to an accident. Cover can be available to protect you during working hours only, or can be extended to be 24/7

Group 2775

Illness Cover

Weekly Benefit if you cannot work due to an illness

Group 2775

Business Expenses

Option to insure for Business Expenses if you cannot work due to an illness or accident

What's typically excluded under a Personal Accident And Illness Policy?

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Pre existing injuries

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Professional Sports

Group 2779

If you're aged over 75

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Benefit periods greater than 2 years

Group 2779

Criminal Acts

Group 2779

Mental illness

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What Insurance do I need?

It can be confusing navigating through different insurance quotes from multiple providers, however, when engaging Morgan Insurance Brokers, we do this for you. We take the guess work out of the equation to ensure you’re adequately insured.

We recommend considering the below policies to protect your business.

Get a Quote

What Insurance do I need?

It can be confusing navigating through different insurance quotes from multiple providers, however, when engaging Morgan Insurance Brokers, we do this for you. We take the guess work out of the equation to ensure you’re adequately insured.

We recommend considering the below policies to protect your business.

Get a Quote

How Morgan Insurance Brokers can help your Earthmoving and Excavation Business

Morgan Insurance Brokers is extremely experienced in the construction industry, especially providing insurance for the earthmoving and excavation businesses. We can navigate the insurance market to ensure that you are protected with an adequate insurance policy that doesn’t have any nasty exclusions that would see you out of pocket if something were to go wrong. Trust in our recommendation. Call today.

Get a Quote
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