Running a pizza shop is exciting, but it also comes with risks, from broken ovens to customer accidents or cyber attacks. The right pizza shop insurance protects your livelihood, your staff, and your equipment so you can focus on what you do best: making great pizza.

At Morgan Insurance Brokers, we specialise in hospitality insurance, including cover for pizza shops, restaurants, and takeaway businesses across Australia.

Business Package Insurance for Pizza Shops

A Business Package Insurance policy bundles essential covers that every pizza shop needs. It’s flexible, affordable, and can be tailored to your operations.

Key covers include:

• Contents and Stock: Protects your shop’s contents, kitchen equipment, and stock from fire, theft, or accidental damage.
• Public Liability Insurance: Covers you if a customer or member of the public suffers injury or property damage at your premises.
• Machinery Breakdown: Keeps your business running by covering repair or replacement costs for critical equipment such as ovens, fridges, and mixers.
• Electronic Breakdown: Covers electronic systems like POS machines, computers, and security systems.
• Glass Cover: Protects against accidental breakage of shopfront windows and internal glass fixtures.
• Business Interruption: Provides financial support if you can’t trade due to an insured event, ensuring you can still pay bills, rent, and staff.

Management Liability Insurance

If you employ staff, Management Liability Insurance is vital. It protects your business and management team from claims related to wrongful acts such as unfair dismissal, bullying, harassment, or mismanagement.

Why your pizza shop needs it:

• Covers legal costs, fines, and penalties.
• Protects both the business and decision-makers.

Even small pizza shops can face HR-related claims, management liability ensures you’re covered if the unexpected happens.

Cyber Insurance – A Must for Every Pizza Shop

From online ordering systems to customer databases, your pizza shop relies on technology. Cyber Insurance protects against data breaches, ransomware attacks, and online scams.

Cyber cover includes:

• Data recovery and system repair.
• Compensation for lost income during downtime.
• Legal and notification costs if customer data is exposed.

Motor Vehicle Insurance for Deliveries

If your pizza shop offers delivery, you need Commercial Motor Vehicle Insurance. It covers vehicles used for deliveries against accidents, damage, or theft.

Options include:

• Comprehensive cover for owned delivery vehicles.
• Fleet options for multiple delivery vehicles.

How a Broker Can Help You Get the Best Cover

Navigating insurance options can be confusing, that’s where a broker makes a difference.

A qualified insurance broker like Morgan Insurance Brokers can:

• Search the market for you: We compare policies across multiple insurers to find the best coverage and price.
• Tailor your cover: Every pizza shop is different and that’s why we customise policies based on your size, turnover, staff, and delivery setup.
• Manage your claims: If something goes wrong, we handle the claims process and negotiate with insurers on your behalf.

Why Choose Morgan Insurance Brokers?

At Morgan Insurance Brokers, we’re specialists in hospitality insurance, with years of experience protecting pizza shops, cafes, and restaurants across Australia.

Why pizza shop owners trust us:

• In-depth knowledge of the hospitality industry.
• Access to leading Australian insurers.
• Personalised service and expert advice.
• Fast claims support when you need it most.

We understand the risks unique to pizza shops, from hot ovens to delivery vehicles, and we make sure your business is fully covered.

Get a Free Quote Today

Protect your pizza shop with the right insurance package.

Contact Morgan Insurance Brokers today for a free, no-obligation quote tailored to your business.