Restaurant & Cafe Insurance

Restaurant & Cafe Insurance

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Why Restaurant & Cafe Insurance Is So Important

Like any business, restuarants and cafes are exposed to a certain events that could disrupt trade and disrupt profits.

As these types of businesses usually see high foot traffic, intoxicated patrons, slippery surfaces, risks of kitchen fires, the need for insurance is high.

Adequate coverage such as Business Insurance, Public Liability Insurance, and Workers Compensation are crucial policies to consider to protect your business from the financial burdens when something goes wrong.

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What does business insurance cover?

Business insurance packs can offer general protection for a business, which may include cover against:

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Property Damage

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Business interruption

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Theft

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Money

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Public and Products Liability

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Cyber Liability

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Transit

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Electronic Equipment Breakdown

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Machinery breakdown

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General property

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Tax audit

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Employee Dishonesty

Why do you need Business insurance?

Insurance is important because it covers the business against financial loss due to events such as fire, theft, natural disasters, and accidents.
All business owners, large or small, can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business..
With the right cover in place, owners can run their business with confidence, knowing that their premises, stock, equipment, and income are protected by their insurance policy.

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How Morgan Insurance Brokers can help

As your preferred Insurance Broker, Morgan Insurance Brokers makes obtaining Business Insurance easy. We do all the hard work for you. We learn about your business, your risks, and your requirements. We then approach a large panel of approved insurers to negotiate and obtain a suitable insurance policy for you that fits within your budget.
We provide advice and recommendations on your existing covers, or covers that we may see as a potential exposure to your business. We also manage claims on behalf of our clients, from lodgement all the way through to settlement. You can trade in peace knowing your business is protected.

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