Insurance Broker Sydney and NSW - Business Insurance Specialists
Looking for a professional Insurance Broker Sydney & NSW region who understands your needs and goals? Look no further. We use our expertise and experience to provide our clients with sound advice and guidance throughout obtaining Insurance.
If you want professional and reliable service, contact us today. We can protect your Sydney Business!
Insurance Broker Sydney and NSW - Business Insurance Specialists
Looking for a professional Insurance Broker Sydney & NSW region who understands your needs and goals? Look no further. We use our expertise and experience to provide our clients with sound advice and guidance throughout obtaining Insurance.
If you want professional and reliable service, contact us today. We can protect your Sydney Business!
WHY MORGAN INSURANCE BROKERS?
Why you should choose Morgan Insurance Brokers to insure your Sydney Business?
Customer Service – this is an essential part of Morgan Insurance Brokers. We make you feel valued, satisfied, and appreciated as a client.
We provide personalised service to your needs and concerns;Â can make you feel heard, understood, and cared for. We’re looking after your needs as if they were our own.
Same Day Service
Need your insurance quickly? Look no further! Our company offers same-day service for all your urgent needs. We understand that your time is valuable, and we want to make sure that you can get back to running your business as soon as possibel!
Personable Account Manager
By having the same account manager, you’ll have consistency and famililarity. With the same account manager who is familiar with your insurance history, which can help quickly address any issues or concerns that arise.
Constant Communication
We want our clients to feel heard and understood. With constant communication, this means that we are proactive in addressing client concerns before they escalate.
Flexible Payment Terms
Monthly Instalments allows you to manage your cash flow more effectively by spreading out your payments over time.
Business Insurance Specialists
We are specialists in providing Business Insurance and providing our customers ongoing support as their businesses grow and evolve. Have trust knowing we know how to protect you best.
Free Claims Handling
We manage your claims behind the scenes so you can focus your time on running your business. Let our experienced brokers expedite your claims and negotiate more favourable outcomes.
OUR PROCESS
Insure your Sydney Business in 3 easy steps!
Morgan Insurance Brokers specialise in Business Insurance, which can be complex and require a lot of work to meet the specific needs of each business. We work closely with you to understand your businesses unique risks and tailor insurance solutions that will protect you!
01
Tell us about your Sydney Business
Let us get to know your business, what you are looking for, and how we can help
02
Choose a tailored policy
Review your businesses personalised and tailored insurance recommendation
03
Get Insured!
Place cover knowing that your local Sydney business is insured with a comprehensive Insurance policy, and an Insurance Broker by your side
Why Choosing an Insurance Broker that is local to NSW And Sydney Is Important
Insurance regulations can vary by state and territory in Australia. An Insurance Broker who is located in NSW and in Sydney will be more familiar with New South Wales’ regulations and compliance requirements, ensuring that your coverage meets all legal standards.
Insurances Specific to NSW
If you’re located in NSW, and turning over less than $2M, you may be eligble to a stamp duty exemption on your public liability and commercial motor insurance. Refer to the NSW state governments website for more information
Generally speaking, workers compensation is mandatory for all employers. This needs to be organised through the NSW government agency; icare.
You can find out more information at icare’s website
In New South Wales (NSW), every vehicle must have Compulsory Third Party (CTP) insurance, also referred to as a “Green Slip.” Unlike vehicle registration, you must buy this insurance independently. NSW operates under a regulated system where multiple insurers have received authorization from the government to provide CTP insurance. This ensures that vehicle owners have a variety of options when selecting their CTP insurance provider.
Wea are a local Insurance Broker located in Sydney that can provide advice on this.
For residential building work valued at over $20,000, builders must obtain HBC cover (formerly known as Home Warranty Insurance). This insurance protects homeowners against defective or incomplete building work in cases where the builder cannot make good on their warranty obligations due to insolvency, death, or license suspension.
In New South Wales (NSW), insurance policies that specifically cover fines and penalties such as Management Liability Insurance for regulatory or legal violations are generally not available.
In New South Wales (NSW), the ESL is charged on insurance policies that offer protection against fire and other damages, with the funds going towards fire and emergency services. The levy is included in the insurance premium and collected by insurers on behalf of the state government.
Comprehensive Insurance Solutions for Sydney's SMEs by Morgan Insurance Brokers
Morgan Insurance Brokers, based in Sydney, stands at the forefront of providing bespoke insurance solutions tailored specifically for the needs of small to medium-sized enterprises (SMEs) across the Sydney area. Our expertise extends to specialised insurance packages designed to offer comprehensive coverage for a diverse array of professions operating within the Sydney region.
As a distinguished insurance brokerage firm in Sydney, Morgan Insurance Brokers takes pride in our deep specialisation in insurance and risk management services. We dedicate ourselves to acting in your best interest, leveraging our extensive experience and knowledge to deliver professional advice and effective solutions tailored to meet the unique requirements of your business.
Our team at Morgan Insurance Brokers in Sydney is committed to assisting you with a broad spectrum of insurance needs, encompassing everything from general insurance services to more specialised coverage options. This includes public liability insurance, professional indemnity insurance, business insurance, and commercial vehicle insurance, ensuring your business is fully protected against a wide range of risks.
With a rich heritage in the insurance broking industry, our team comprises highly experienced professionals, each bringing over a decade of expertise to the table. This depth of knowledge guarantees that we leave no stone unturned in securing the most advantageous deals and coverage for you. Our extensive network of insurers and underwriting agencies means we can offer you unparalleled access to a variety of insurance options, ensuring that your business is equipped with the best possible protection available.
At Morgan Insurance Brokers, we understand the complexities and challenges faced by businesses in Sydney, and we are here to alleviate those burdens through our specialised insurance services. Trust us to provide you with the peace of mind that comes from knowing your business is in capable hands, protected by tailored insurance coverage that meets your every need.
Frequently Asked Questions
Morgan Insurance Brokers deals with Personal Insurances and Commercial Insurances. Home, Landlord, Car, Business, Public Liability, Professional Indemnity, Boat, Strata, Constuction, Management Liability. For a full list of our services, please view our services page
How much cover you need is going to vary greatly on the insurance you require, your business operations, your contractual obligations, and your risk profile. We handle each of our clients insurance individually and at a case by case basis, so we’ll ensure that you are adequately protected with the right insurance.
How much your insurance will cost depends on many varying factors.
For property insurance, it’s highly dependent on your address, and how much you are insuring your assets for.
For Public Liability Insurance, your turnover and business operations are the largest factor.
We always search the entire market for you to ensure that the cover you receive is as comprehensive, but as low as possible without putting you at financial risl.
Morgan Insurance Brokers handles all of your claims from start to finish. From lodgement, to facilitation the repairs, to waiting on hold with the insurers on your behalf. We simplify the process to ensure a smooth process for you.
An excess or deductible is your contritbution amount to the claim. For example, your excess may be $1,000 and this amount could be required to be paid before the claim is finalised, or it could be taken from your claim settlement.
If you miss one of your monthly instalment payments, you usually have a month to bring these back up to date to avoid the risk of cancellation.
Also known as an endorsement, you can make changes to your policy at any time during the year. Morgan Insurance Brokers does not charge for these changes, but your insurer may charge depending on what changes you are making. For example, increasing your building sum insured may attract an additional premium.
Our Sydney Office is located at Suite 26/Mezzanine, 388 George St, Sydney, NSW, 2000
Our office ours for our Sydney Office are 8.30am – 5pm Monday to Friday.
