Tool Insurance
Insurance coverage for your portable items and tools that you take away from your main address
Tool Insurance
Insurance coverage for your portable items and tools that you take away from your main address
What is Portable Items Cover?
Tool Insurance, General Property Insurance, Portable Equipment insurance all refer to your business use equipment that you take away from your regular place of trade.
For example, a tradesman may insure the tools that he take from worksite to worksite.
An office worker may insure their laptop that they take home with them.
A professional in the medical field may insure their portable diagnostic equipment that they take to and from patients homes.
These items can be insured for anywhere in Australia for such events as damage in transit, fire, accidental damage, and theft. Most business insurance policies will only cover these items at your insured address, so it’s important that if you take items with you during the course of your work, that they are adequately insured.
TOOL INSURANCE ENSURES THAT YOU CAN REPAIR OR REPLACE DAMAGED OR STOLEN EQUIPMENT.
What's Covered
Accidental Damage
Collision whilst in transit
Theft
Fire, Flood, Storm
What's Excluded
Theft In Open Air (unless requested)
Electronic Breakdown
Items over $2,500 (unless specified)
Theft without forcible entry
What items are covered under tool insurance?
- Your Tools of Trade
- Light Machinery
- Survey Equipment
- Mobile Electronic
- Mobile Medical
- Photographic/Cameras Including Drones
- Diagnostic and Measuring
- Musical Instruments
- Sports Equipment
- Shipping Containers
- Photo booths
- Jumping Castles
- Segways
- Theatre Costumes
- Tradie Vehicle Fitouts
