Learn more about how Morgan Insurance Broker's can protect your Roofing Business with Roofers Insurance
Roofers Insurance
Learn more about how Morgan Insurance Broker's can protect your Roofing Business
Public Liability Insurance
- Same Day Certificates of Currency
- $5M, $10M, $20M Limits Available
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- Monthly Option Available
- Australia Wide Cover
The risks for a roofer are endless; from falls from heights, fragile roofs, falling objects, disturbing asbestos, and working with electricity to name a few. That’s why it’s important you have the right cover to protect yourself, your business, your employees, and the general public.
Public Liability Insurance protects your business for claims brought against you by third parties for property damage and person injuries that you’re liable for. A Public Liability Policy will also pay the legal and defence fees to defend you in the event of a claim. This policy is crucial to protect what you’ve worked so hard build.
What Insurances should I consider?
A roofer should consider the below Insurance policies to protect their business:
Cover for third party property damage and personal injury claims brought against your business
Cover against damage, loss, or theft for your plant, equipment and tools
Comprehensive Insurance for your registered vehicles such as cars, trucks and trailers
Cover for Statutory Fines & Penalities such as OH&S
Tool Cover
Without your tools, you cannot work. Insuring your tools will protect them from loss, damage or theft. Insurance will be able to pay for the replacement of new tools and equipment to get you back on the roof in no time.
How Morgan Insurance Brokers can help
As your new Insurance Broker, we do all the hard work for you. We get to know you and your business so we can obtain the most comprehensive Insurance policy available. We obtain quotes from up to 15 insurers to ensure that you are not only receiving the best cover, but that it is also affordable as well.
Working from heights greater than 2 storeys? Handling asbestos? We can help. Most standard policies will exclude cover for these which could be detrimental to your business’s future. We can obtain policies that will provide you cover for all of your business insurance activities.
Did you know that working at heights is a leading cause of worker deaths and serious injury in Australia? Ensuring you have the right insurances in place is crucial to protect you, and your business.
Contact Morgan Insurance Brokers for your tailored Insurance Quote.
Did you know that working at heights is a leading cause of worker deaths and serious injury in Australia?
Ensuring you have the right insurances in place is crucial to protect you, and your business
Contact Morgan Insurance Brokers for your tailored Insurance Quote.
Frequently Asked Questions
Standardly, most insurance policies will have a height limitation that will not cover any external works that exceed 2 storeys, or 10 metres high. It is crucial that you have an Insurance policy that will protect you whilst working at heights.
Also known as Statutory Liability, this Insurance cover can protect the directors and the company from fines and penalties for wrongful breach of key legislation. It will also cover the legal fees involved to defend you, and the investigation costs incurred as part of an inquiry. This cover is standardly insured under a broad Management Liability Insurance policy, however if greater limits are required, it can be insured separately on a more comprehensive cover.
Public Liability Insurance policies standardly offer limits of $5,000,000, $10,000,000 and $20,000,000
The limit that you will need is going to depend on the work that you undertake. I
f you are a sole trader doing residential maintenance works, a limit of $5,000,000 could be sufficient.
If you are installing new residential roofs, and also undertaking some light commercial works, a limit of $10,000,000 may be better suited.
A limit of $20,000,000 is recommended for a roofing companies that contracts to other building companies and/or does more commercial works rather than residential.
