Truck Insurance Brisbane
Brisbane truck insurance tailored for logistics, freight & delivery fleets covering Brisbane CBD, Northside, Southside, Ipswich, and beyond.
500+ 5 Star ★★★★★ Google ReviewsAward-winning BrokersTrusted by thousands of Businesses
Truck Insurance Brisbane
Brisbane truck insurance tailored for logistics, freight & delivery fleets covering Brisbane CBD, Northside, Southside, Ipswich, and beyond.
500+ 5 Star ★★★★★ Google ReviewsAward-winning BrokersTrusted by thousands of Businesses
Truck Insurance in Brisbane – Tailored Protection for Your Fleet
Operating a truck or transport business in Brisbane comes with its own set of challenges, from heavy urban traffic and construction zones to tight delivery deadlines and high-value vehicles. Having truck insurance that’s tailored to your business isn’t just smart, it’s essential to protect your vehicle, income, and reputation
Specialist Truck Insurance Solutions
At Morgan Insurance Brokers, we offer specialist truck insurance in Brisbane for a wide range of operators, from owner-drivers and contractors to large fleet operators across South East Queensland. We’ll work with you to tailor cover that reflects how your trucks are used and where they operate.
What does Truck Insurance Cover?
Damage to your truck
Truck insurance covers damage to your truck from accidents, weather events, fire, theft, and vandalism.
Other vehicles
Truck insurance covers damage you cause to other vehicles in accidents, protecting against costly third-party repair and replacement expenses.
Damage to third party property
Truck insurance covers damage you cause to third-party property, including buildings, fences, structures, and council property during insured driving incidents.
Broken Windscreen
Truck insurance can cover the repair or replacement of a broken windscreen caused by accidents, road debris, or unforeseen driving incidents.
Downtime Cover
Downtime cover helps replace lost income when your truck cannot operate due to repairs following an insured accident or unexpected damage.
Public Liability
Truck insurance can cover your legal liability for injury or property damage caused to others while operating your truck.
Trusted Truck Insurance Partners in Brisbane
Morgan Insurance Brokers works with Australia’s leading truck and transport insurers including NTI, QBE, Zurich, CGU, Vero, FleetSure, Blue Zebra, ATL, Pen, and Global Transport.
This allows us to compare policies and secure the right truck insurance for Brisbane operators, owner drivers, and fleet businesses.
What's standardly excluded under Truck Insurance
Use of drugs whilst operating truck
Speeding
Unlicensed vehicle
Unlicensed/Suspended Driver
Use of alchohol whilst operating truck
Reckless driving
Unroadworthy vehicle
Criminal and Illegal Behaviour
What Cover Options Are Available?
Comprehensive Cover
Comprehensive cover offers the highest level of protection for your truck, protecting you against accidental damage, theft, fire, vandalism, and collisions, whether you’re at fault or not. It also typically includes cover for weather-related damage, towing costs, and repairs or replacement depending on the severity of the incident.
Third Party
Third Party cover provides essential protection for your truck by covering damage you cause to other people’s vehicles or property, helping protect you from costly out-of-pocket expenses if an accident occurs. As part of a broader truck insurance solution, this cover is ideal for operators seeking affordable protection without the extras included in comprehensive policies.
Can I insure multiple trucks under the same policy?
Yes. At Morgan Insurance Brokers, we make it easy to insure multiple trucks under a single commercial fleet policy. Whether you operate two vehicles or a large fleet, we can tailor coverage to protect all of your trucks and your drivers under one convenient plan.
This approach helps simplify management, reduce paperwork, and often results in more competitive premiums compared to insuring each truck separately.
Other Insurances Truck Owners Should Consider
Public Liability Insurance
Public liability insurance is essential for truck operators, protecting you from third-party injury or property damage claims that can arise during daily work activities. Whether you’re a delivery driver, owner-operator, freight carrier, or part of a larger transport and logistics business, the right public liability insurance helps safeguard your livelihood.
Transit Insurance
Transit insurance protects the cargo you’re responsible for while it’s being transported, loaded, or unloaded, offering financial security if goods are damaged, stolen, or lost during the journey. This cover is essential for couriers, freight carriers, owner-drivers, delivery contractors, and businesses moving products on behalf of clients.
Types of Trucks we can insure
Prime Movers
We insure prime movers used for freight transport, logistics, construction, and haulage.
Refrigerated Trucks
We insure refrigerated trucks transporting perishable goods, food, pharmaceuticals, and temperature-sensitive cargo.
Rigid Trucks
We insure rigid trucks used for deliveries, construction, trade services, and transport.
Concrete Pumps
We are experts in insuring concrete pumping trucks used for construction, pouring, placing, and building projects.
Trailers
We insure trailers used for freight hauling, equipment transport, and logistics.
Tipper Trucks
We insure tipper trucks used for earthmoving, construction, waste, and material transport.
Table Top Trucks
We insure table top trucks used by builders, landscapers, manufacturers, couriers, suppliers, and general freight operators.
Car Carriers
We insure car carriers transporting vehicles for dealerships, auctions, logistics, and distribution.
Frequently asked questions about Truck Insurance
Your frequently asked questions, answered.
The type of truck insurance required in Brisbane depends on your vehicle, contracts, and how you operate. While Compulsory Third Party (CTP) insurance is mandatory in Queensland, many Brisbane transport businesses also require third party property damage, comprehensive truck insurance, public liability, or load cover to meet contractual and operational requirements.
Yes. Truck insurance in Queensland can differ due to registration requirements, CTP arrangements, operating conditions, and local risk factors. Brisbane operators often face higher exposure due to traffic congestion, construction zones, and urban delivery environments, which can influence policy structure and premiums.
Yes. Truck insurance can be structured for trucks operating solely within the Brisbane metropolitan area. Factors such as delivery frequency, garaging location, and operating radius are taken into account to ensure the cover reflects your local operating environment.
Yes, cover can be extended to flood and storm damage depending on the policy and insurer. Given Brisbane’s exposure to severe weather events, it’s important to review policy definitions and inclusions carefully to ensure your truck is adequately protected.
Many transport, construction, and logistics contracts in Brisbane require specific insurance types such as public liability, comprehensive truck insurance, or load cover. Reviewing contract requirements before arranging insurance can help avoid compliance issues.
Why Choose Morgan Insurance Brokers for your Brisbane Truck Insurance?
Brisbane transport operators choose us because we offer:
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Access to specialist truck and transport insurers
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Local knowledge of Brisbane operating conditions
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Assistance with insurance compliance requirements
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Claims support when it matters most
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Ongoing policy reviews as your business evolves
We work for you, not the insurer.
Servicing Brisbane & South East Queensland
We arrange truck insurance for businesses operating across:
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Brisbane metropolitan area
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Logan and Ipswich
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Redland Bay and bayside suburbs
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Gold Coast and Sunshine Coast (where applicable)
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Regional and interstate routes
Our advice is tailored to where your vehicles are based, garaged, and operated.
Call us now to speak with aTruck Insurance Broker in Brisbane
admin@morganinsurancebrokers.com.au
1300109778
