Insurance For Bricklayers
Learn more how Morgan Insurance Brokers can provide Insurance For Bricklayers
Insurance for Bricklayers
Learn more how Morgan Insurance Brokers can provide Insurance For Bricklayers
Why it matters
Bricklayers are faced with a level of risk being on a construction site every day. Insurance for Bricklayers could protect you from events such as:
- Risks of injuries to employees
- Injuried to third parties
- Damages to property
A public liability insurance policy can protect you from the financial costs that are incurred in the event of an accident noted above.
What Does Public Liability Insurance Cover?
Public Liability Insurance can protect your bricklaying business from injury and property damage claims brought against you by third parties.
Third Party Property Damage and Third Party Injury
Products Liability
What's standardly excluded under a Public Liability Policy?
Events that occur outside of your policy dates
Product recall costs
Injuries to your employees
Asbestos and Pollution Liability
Damages caused by your motor vehicles
Intentional and deliberate acts
Professional Advice and Recommendations
Claims where you have assumed Liability
Is Public Liability Insurance Mandatory for a Bricklayer?
Bricklayers aren’t legally required to have Public Liability Insurance, however, it is a becoming more common that bricklayers opt to insure for Public Liability to protect their business from the financial burden of personal injury or property damage claims brought against their business.
Personal Accident & Illness InsuranceWhy Every Bricklayer should consider insuring for it
Protect your weekly income if you were to be sick, or injured with a comprehensive Personal Accident and Illness Cover.
Accident Cover
Weekly Benefit of your choice if you were unable to work due to an injury
Illness Cover
Weekly Benefit of your choice if you were unable to work due to a sickness
Business Expenses
Business Expenses cover will pay an amount for your fixed business expenses if you were unable to work due to sickness or accident
What's typically excluded under a Personal Accident And Illness Policy?
Pre existing injuries
Injuired occured before your policy start date
Professional Sports
Over 75 years
Cover exceeding 2 years
Criminal Acts
Mental illness
Suicide
How Morgan Insurance Brokers can help your Bricklaying Business
Morgan Insurance Brokers has access to 9 insurers to provide you with instant quotes for your bricklaying business within the same day. We do a thorough comparison between the quotes obtained and recommend you with a cover that we feel will protect your business and allow you to trade confidently.