Insurance for Lawn Mowing Businesses
Insurance for Lawn Mowing Businesses
Insurance for Lawn Mowing Businesses
Insurance for Lawn Mowing Businesses
Insurances for a Lawn Mowing Business
Maintaining a yard can be a tremendous task, so that’s why your clients rely on you to keep their yards pristine – you’re the experts.
This is true of us, you can rely on us to ensure that the business you’ve created is properly insured with personalised cover for your circumstances.
What Does Public Liability Insurance Cover?
Public Liability Insurance protects you from the financial implications of property damage, or injury claims brought against your business by third parties.
Personal Injury and Property Damage
Products Liability
Advertising Liability
Do I need Public Liability Insurance?
Public Liability Insurance is not mandatory for a lawn mowing business, but it is usually a common requirement in order to work on your clients sites.
A common property damage example that we see regularly is claims against garden maintenance businesses for damage to their clients glass windows, and doors from a rock due to the lawn mower.
A personal injury claim example would be if a client were to trip over your tools and equipment which resulted in medical costs, and a demand for compensation of such costs.
Both examples could be covered under a Public Liability Policy.
How Morgan Insurance Brokers can help you
Morgan Insurance Brokers can provide custom and tailored insurance solutions to lawn mowing businesses. We are able to approach a large panel of insurers on your behalf to ensure that you’re receiving the most competitive policies and premiums available to you.
Further considerations for a Lawn Mowing Business
Also commonly referred to as General Property cover, tool insurance can protect your tools and equipment from damage and theft. The benefits of a tool policy is that your tools are covered anywhere in Australia, which means you can take them from job to job without any stress!
Your car, and all of your equipment loaded into your trailer is your entire business. It’s important to insure for comprehensive insurance for both your car and trailer to protect them from accidents on, and off the job sites.