Insurance For Tilers
Insurance for Tilers using a Qualified Insurance Broker
Insurance For Tilers
Insurance for Tilers using a Qualified Insurance Broker
Why it matters
Public Liability Insurance for a tiler is one of the best things a tiler can do to protect their business. Working on a construction site, big or small, comes with large risks.
Below you will be able to read more on how using an experienced Insurance Broker for your Insurance such as Public Liability, will give you peace of mind to trade confidently in the future.
What Does Public Liability Insurance Cover?
Public Liability Insurance is to pay for the legal costs that are incurred if a property damage, or personal injury claim was brought against you. Claims can be brought against you by your clients, members of the public, your subcontractors, and other contractors.
Third Party Property Damage
Property Damage claims can be brought against a tiler for damage to others property. For example, you’ve damaged the wooden flooring of your clients house in the course of your business. The costs to repair the floors if you were negligent could be covered under your insurance.
Third Party Personal Injury
Injury claims are very expensive. If you’re liable for an injury that happens onsite, your Public Liability Insurance can pay for the investigation, legal, defence and compensation costs if you are liable.
What's standardly excluded under a Public Liability Policy?
Events that occur outside of your policy dates
If your employees are injured
Asbestos and Pollution Liability
Tool Cover
Deliberate Acts
Contractual Liability Cover
Is Public Liability Insurance Mandatory for a Tiler?
It is not mandatory for a tiling contractor or company to have Public Liability Insurance. However, many of your customers, or other contractors will likely ask to see your Certificate of Currency before you start work.
Personal Accident & Illness Insurance
Why you should protect your income
Personal Accident and Illness Cover can protect your inccome if you were to be injured, or if you were unable to work due to a sickness.
Accident Cover
Illness Cover
Business Expenses
What's excluded under a Personal Accident & Illness Policy?
Pre existing injuries
Injuries that occurred before your policy start date
Injuries that occurred whilst paying professional sports
Individuals over 75
Benefit periods longer than 2 years
Criminal Acts/Alcohol/Drugs
Mental illness
Suicide
Tool Insurance
INSURANCE YOUR TOOLS - CHEAP & EASY
Tilers should consider Tool Insurance as it is a low cost insurance cover that will provide a large amount of peace of mind.
What's Covered
Accidental Damage
Collision whilst in transit
Theft
Fire, Flood, Storm
What's Excluded
Theft In Open Air (unless requested)
Electronic Breakdown
Items over $2,500 (unless specified)
Theft without forcible entry
Morgan Insurance Brokers can protect your Tiling Business
Morgan Insurance Brokers can approach a large panel of Approved Australian Insurers for your Public Liability & Tool Insurance. We can obtain over 10 quotes in an instant on your behalf.
We aren’t a comparison service, we are a full service Insurance Brokerage with the aim to protect your business from the risks you face in the construction industry with cost effective insurance solutions.