Florist Shop Insurance
Florist Business Insurance
Why it matters
Whether you are a wedding florist or a freelance florist you may be at risk of injury or damage to members of the public or their property as a result of their business activities. If a customer enters your store, and slip and fall over your furniture, or arrangement stands, they could sue you for injuries and the expenses incurred. For example, medical costs, time off work, and claims for compensation.
A brick-and-mortor business such as a florist also have physical risks that they should consider insuring, such as fire, theft, transit insurance, and interruption costs as a result.
Public & Products Liability Insurance for Florists
Public Liability Insurance can provide financial protection for a florist whilst customers are in their store, whilst delivering the arrangements. Public Liability claims can be brought against Florists could be for injuries and the associated costs as a result of those injuries. Public Liability Insurance is inexpensive for the level of coverage it can afford.
What does business insurance for Florists cover?
Florists have an array of risks due to their physical shop. Even if a florist retails primarily online, the risks will still be predominantly the same as stock will still need to be stored, and transported.
How Morgan Insurance Brokers can help a florist obtain the best insurance
It is important for the success and longevity of a florist business, that they understand, and carefully choose adequate and appropriate insurance that best suits the individual risks for their circumstances.
Insurance doesn’t need to be confusing, or overwhelming. Using an experienced Insurance Broker, such as Morgan Insurance Brokers can help a florist determine the right coverage for their business needs that will suit their budget.
Morgan Insurance Brokers also manage any claims, queries, or changes to your policy throughout the year, freeing up your time to continue with your business activities.
