Wedding Celebrant Insurance
Marriage Celebrant Insurance
Why insurance matters
Professional Indemnity and Public Liability Insurance for Wedding Celebrants is important as a wedding celebrant is responsible for the bride and groom to be officially wed on the day. Mistakes or errors in lodging the correct forms on the day could result in the bride and groom not being legally married on the day and the wedding post poned. There is a physical risk for the wedding celebrant if they accidently injure someone during the course of the planning period, or on the wedding day.
Activities of a Wedding Celebrant that can be covered by insurance (Financial and Physical Loss)
- Meeting with the bride and groom on location, at their home, or at the celebrants house.
- Assist with legal documentation to make marriages officie
- Leading the wedding ceremony
- Provide guidance on the wedding arrangements
- Assist the other vendors with the flow of the wedding
What Does Public Liability Insurance Cover?
Public Liability Insurance can pay the costs for property damage that’s caused by you in connection with your celebrant activities. However, this portion of public liability insurance is very low risk. An example could be damage to DJ equipment or decorations that results in damage which a third party is seeking reimbursement.
Public Liability Insurance will protect a wedding celebrant in the event that a third party submits a claim for damages against them. For example, the bride and groom could be injured whilst at the wedding celebrants house, or the celebrants equipment such as the microphone or speakers could fall and injure the guests on the day of the wedding. The costs associated with these injuries could be covered under a public liability insurance policy.
What does Professional Indemnity cover?
Professional Indemnity covers wedding celebrants for claims brought against them for mistakes, errors, breach of professional duty that has resulted in a financial loss to others.
How Morgan Insurance Brokers can help
Morgan Insurance Brokers provides advice to wedding celebrants on the cover that will be best suited for their business. We can obtain cover from a large panel of insurers that you may not have access to yourself directly as the consumer. We’ll guide you everystep, simiiliar to how you guide your bride and grooms.
