Insurance for Pest Controllers

Public Liability and Professional Indemnity Insurance for Pest Controllers

Insurance for Pest Controllers

Public Liability and Professional Indemnity Insurance for Pest Controllers

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Why insurance for pest controllers matters

Insurance for Pest Controllers – Pest Controllers technicians are exposed to pesticides, insecticides, and other chemicals during the course of their work. These chemicals can cause harm if inhaled or ingested.

Due to the nature of the work for pest controllers, physical injuries could occur by climbing ladders, crawling through tight spaces, and lifting heavy objects.

Adequate Insurance cover can protect you from claims such as

  • Third Party Claims against you for personal injury or property damage
  • Unable to work due to a sickness or workplace accident
  • Theft of equipment
  • Misinterpretation of your advice and recommendations
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What Does Public Liability Insurance Cover?

Third Party Property Damage

Damage to third party property

Property Damage Claims examples for a pest controller could be:

Damage to your clients property as a result of poor handling of chemicals, for example, spills or fires.

Third Party Personal Injury

Injury to third parties excluding employees

Personal injury claims could be brought against pest controllers for incidents such as

  • Chemical burns from contact with chemicals
  • Respiratory issues from inhaling the chemicals
  • Slipping and falling over your equipment

What does Professional Indemnity cover?

Professional Indemnity Insurance can protect you from the financial implication of the advice/recommendations you provide results in a financial loss to your clients.Your major professional exposure as a pest controller would if the reports that you provide are incorrect, or misinterpreted by your clients. Reports such as inspection reports, treatment reports, and progress reports.

Mistakes on your reports

Misinterpretation of your recommendations

How Morgan Insurance Brokers can help

Insurance for Pest Controllers doesn’t have to be difficult with Morgan Insurance Brokers assisting you in arranging your insurance cover. We have access to a panel of approved insurers that can provide you with comprehensive Public Liability & Professional Indemnity covers. Contact us today.

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