Owners Corporation Insurance

Protect your strata property with comprehensive Owners Corporation Insurance designed to cover your building, common areas, and liabilities. Discover how the right policy keeps your owners corporation compliant and financially secure.

Owners Corporation Insurance

Protect your strata property with comprehensive Owners Corporation Insurance designed to cover your building, common areas, and liabilities. Discover how the right policy keeps your owners corporation compliant and financially secure.

Strata Insurance Melbourne

Using Morgan Insurance Brokers to obtain your Owners Corporation Insurance

Morgan Insurance Brokers is a specialist Owners Corporation Insurance Broker proudly servicing Melbourne and surrounding areas. We arrange comprehensive insurance policies that protect your building and common property contents against fire, perils, and accidental damage, including the full costs of repair and reinstatement. Our Owners Corporation Insurance solutions also safeguard your committee by providing essential liability cover for injuries that occur on common property as a result of negligence.

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What does Owners Corporation Insurance Cover?

Owners Corporation Insurance can offer general protection which may include cover against:

Building Fixtures Fittings

Property Damage to Building & Common Contents

Repair or replacement of property damaged

Group 2685

Loss of Rent/Temporary Accomodation

Covers the individual unit owners lost rental income; or temporary accomodation costs if owner occupied, if the property was deemed uninhabitable.

Group 2700

Catastrophe

Castrasophe Insurance covers the increased costs associated if the property was to be impacted by a government declared catastrophe

Group 2704

Public Liability

Protects the Body Corporate for claims made against them for property damage, or personal injury that is as a result of their negligence

Business Insurance

Office Bearers Liability

Covers the liability of the members of the Body Corporate Comittee for the decisions they make on behalf of the owners

Group 2721

Voluntary Workers

Covers the compensation costs for Volunteers that are injured whilst working for the Body Corporate

Group 2715

Machinery Breakdown

Cover for costs associated with machinery breakdown

Flood

Covers the building & common areas for flood cover

Is Owners Corporation Insurance Mandatory?

Yes. Under the Owners Corporations Act 2006 (VIC), an owners corporation must take out insurance for the building and common property, as well as public liability cover of at least $20 million.

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Group 2943

OUR SERVICES TO YOU

WE OFFER A RANGE OF ONGOING SERVICES TO YOU, FREE OF CHARGE THROUGHOUT THE YEAR

Lodging Claims and associated paperwork

Organising and faciliting trades for insurance repairs

Liaising with unit owners for payment of premiums

Updated to Policy/Endorsements

Claim Follow Ups

Approaching insurers for insurance quotes each year

Providing Premium Funding Options

Obtaining updated information for renewal

Group 2944

Engaging Morgan Insurance Brokers ensures expert policy advice, competitive premiums, tailored Owners Corporation Insurance, and support throughout claims. We simplify compliance, reduce risk, and protect your Melbourne strata property with comprehensive, trusted cover.

Morgan Insurance Brokers can assist you with insuring your Residential Strata Insurance Policy. We approach a large panel of approved Australia Insurers on your behalf. Engaging Morgan Insurance Brokers ensures that your Residential Strata Policy is the most competitive policy available to you.

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