Earthmoving & Excavation Insurance
Earthmoving & Excavation Insurance - Learn more about how Public Liability Insurance can protect your business
Earthmoving & Excavation Insurance
Earthmoving & Excavation Insurance - Learn more about how Public Liability Insurance can protect your business
Why it matters
Earthmoving & Excavation Insurance is important as it will protect you from the financial implications if something were to go wrong during the course of your daily business activities. The major exposure in your industry, like any business in the construction industry, is injury to the public, injury to your employees, and damage to third party property.
What Does Public Liability Insurance Cover?
Public Liability Insurance can protect your earthmoving and excavation business from the costs to defend your position if a personal injury or property damage damage claim is brought against you.
Personal Injury
Property Damage
Vibration, Removal, Weakening of Supports
Property in Physical and Legal Control
What's standardly excluded under a Public Liability Policy?
Pollution Liability & Asbestos Liability is standardly excluded
Injuries to your employees
Damages caused by registered vehicles
Errors and Omissions
Contractual Liability
Personal Accident & Illness Insurance
Protect your income if you’re unable to work from accidents and illnesses that result in death, total or partial disablement.
Accident Cover
Weekly Benefit if you cannot work due to an accident. Cover can be available to protect you during working hours only, or can be extended to be 24/7
Illness Cover
Weekly Benefit if you cannot work due to an illness
Business Expenses
Option to insure for Business Expenses if you cannot work due to an illness or accident
What's typically excluded under a Personal Accident And Illness Policy?
Pre existing injuries
Professional Sports
If you're aged over 75
Benefit periods greater than 2 years
Criminal Acts
Mental illness
It can be confusing navigating through different insurance quotes from multiple providers, however, when engaging Morgan Insurance Brokers, we do this for you. We take the guess work out of the equation to ensure you’re adequately insured.
We recommend considering the below policies to protect your business.
What Insurance do I need?
It can be confusing navigating through different insurance quotes from multiple providers, however, when engaging Morgan Insurance Brokers, we do this for you. We take the guess work out of the equation to ensure you’re adequately insured.
We recommend considering the below policies to protect your business.
How Morgan Insurance Brokers can help your Earthmoving and Excavation Business
Morgan Insurance Brokers is extremely experienced in the construction industry, especially providing insurance for the earthmoving and excavation businesses. We can navigate the insurance market to ensure that you are protected with an adequate insurance policy that doesn’t have any nasty exclusions that would see you out of pocket if something were to go wrong. Trust in our recommendation. Call today.